Pastures new.

The mood may be downbeat on the farm, but there are signs that rates in the farm and agriculture markets are starting to increase. David Fanning talks to the main insurers.

Times are hard for farmers and there are few signs that matters are
going to improve in the near future, despite the lifting of the ban on
British beef exports. There has been a big increase in the number of
bankruptcies among farmers, according to the Society of Practitioners in
Insolvency.


"Agriculture is in deep recession, and the past year's claims experience
has been awful," says Bob Blackburn, managing director of Harrogate
brokers Gale & Phillipson. Bad weather had an adverse impact, and
incr

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