Motor insurance premiums rose to £13.9bn in 2015
Industry net combined ratio increased to 102%.
Motor insurance premiums grew by 5% - £700m - to £13.9bn in 2015, according to analysis by Deloitte.
The business advisory firm highlighted that while premiums have gone up primarily on personal lines, the industry is still struggling to generate an underwriting profit.
According to its figures the headline net combined ratio (NCR) of 102% (2014: 101%) means that £102 is spent on claims and expenses for each £100 of premiums earned.
Deloitte forecasts that the NCR could spike to 104% in 2016
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