Delivering the right combination.
Commercial combined policies offer the client insurance tailored to their specific needs. However, brokers need to understand every detail of the business - no matter how complex it is, says Simon Threadgold.
The term commercial combined applies to single policies tailored forthe specific needs of the client, and they are the bread and butter of
commercial brokers. Some 99% of brokers will have a book of clients
ideally suited to the combined approach.
The market for commercial combined is made up of companies with an annual
turnover of between £1m and £100m. For distribution, manufacturing and
industrial risks, the starting point is more like £2m, while some would
put it as high as £5m. Of the 3.7
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