Cultivating business

As farmers diversify into new areas of business, their insurance needs become greater and even more complex. Barry Gardner examines the wide range of farming risks.

Over the last decade farming has experienced dramatic change, the
like of which has not been seen in the UK since the Agricultural
Revolution of the 18th Century. All areas of farming have come under the
microscope of scientific, political and public scrutiny, which has only
served to excerbate the decline of the smaller farming units.


The strong British pound, beef bans and the emotively reported mad cow
disease (Bovine Spongiform Encephalopathy or BSE); the proliferation of
quality assurance