Trading standards.
Insurers tend to offer similar cover for commercial trades, however, they differ in their attitudes to policy limits and willingness to cover high-risk trades, says Steve Banner.
A self-employed tradesman who injures himself at work and is laid upfor several weeks, could end up facing serious financial hardship.
This being the case, it is surprising how few tradesmen bother with the
optional personal accident element of the liabilities plus tools cover
that so many of them take out.
"Less than 10% of customers who buy our Venture Plus insurance go for
personal accident," says David Williams, casualty manager at Axa. "There's
much the same level of take-up among those who
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