Calculating the value of insurance.

Q: We are restructuring our business and need to value our general insurance operation. How do we go about it?

An obvious answer is, of course, to ask the experts. And it is true
that it is worth as much as a buyer will pay for it. We have our finger on
the pulse of the market and can predict what the current going rate
is.


Much of the value of the business lies in goodwill. To arrive at a value,
we look at the performance of the business. We take into account not only
its profitability, but also the type of risk that is undertaken, number of
clients and polices, and what they bring into the business. We