FINE ART - The fine art of insuring ... fine art
Kris Coombes looks at the essentials of insuring antiques, art and collectibles in a high net worth (HNW) package, the consequences of not getting it right and the level of expertise insurers can provide to brokers in this complex area
Art and antiques cover provided by HNW insurers has traditionally been viewed as second-best to the raft of available 'stand-alone' fine-art and antiques policies because the insurers providing them weren't art and antiques specialists. This view evolved because HNW insurers lacked the in house expertise to handle the client's needs or engage with collector son their own level. There are a number of high-quality HNW insurers with the expertise to protect their clients' assets - even those with
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