Your letters: Taking care of the environment
Having read some recent articles about the Environmental Damage (Prevention & Remediation) Regulations, I have to comment that in view of the length of time that the Environmental Liability Directive (ELD) was anticipated, it is amazing how many companies, including brokers, still believe that all environmental pollution is covered by public liability (PL) insurance.
The legislation poses real potential liability issues for businesses, most of which are not covered by standard PL or property insurance, and presents both great opportunities and real threats for brokers.
There is already case law (Bartoline v RSA), suggesting that if an insured client reports a pollution or environmental claim to their broker, which may be excluded under the policy the broker arranged, then the broker may have a responsibility. While some brokers appreciate this, from our
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