Reportage - Commercial property: Businesses under the weather

A palm tree yielding in a tropical storm

Louise Phillips examines the risks facing commercial property when it comes to weather and how brokers should advise their clients to prepare for the worst and put in place measures to limit damage.

Where there is a risk, there is generally an insurance policy to provide protection from it and weather-related hazards are no exception, especially as the risk is becoming more problematic as climate patterns become more extreme.

The weather can wreak havoc on commercial businesses, making it all the more important for them to secure dedicated cover to protect against such events as flooding, heavy snowfall and the resultant liabilities.

The latest cold snap in December and January, for example

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