Reportage: And a happy new year?

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A tough 2011 looks likely to be followed 
by another 12 months to forget, but 
there are some things to look 
forward to, writes 
Caitlin Morrison

As 2011 draws to a close there is a distinctly gloomy feeling pervading the insurance industry. Although this year has seen insurance gain widespread national media attention, it has not always been for the right reasons. Furthermore, market conditions being what they were, many brokers faced a tough uphill struggle just to keep operating. Oxygen Holdings for one did not make it. And, in the main, it seems that most people will not be sorry to see the back of what some have described as an

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