Concern over risk indicators in wake of ECJ gender ruling
The European Court of Justice’s (ECJ) decision to ban insurers from discriminating against gender has raised fears that other risk indicators, such as age, will also be taken into consideration.
There is no law currently protecting consumers from age discrimination in the provision of goods and services and although the Equality Act 2010 is set to change this, it has not yet been brought into force.
While the Act’s initial proposal included a provision which would still permit insurers to use age as a factor when calculating premiums, experts have pointed out that the exemption is broadly similar to the terms that had existed in the Gender Directive.
In light of the ruling on gender
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