Report paints gloomy picture.

Standard & Poor's 1999 Insurance Market Profiles report has painted a gloomy picture of the UK provi...

Standard & Poor's 1999 Insurance Market Profiles report has painted a
gloomy picture of the UK provincial general insurance market.


The rating agency warns that it is a shrinking market which is suffering
as a result of increased consolidation and declining premiums.


The report says that smaller players must find some form of competitive
advantage in order to survive, whether it is through obtaining a niche
position, achieving a distribution link (eg affinity business) or a lower
cost base.


The

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