Does ownership equal control of distribution?

Chris Hanks, General manager commercial, Allianz The battle to secure commercial insurance has take...

Chris Hanks, General manager commercial, Allianz

The battle to secure commercial insurance has taken on new impetus and insurers are deciding what strategies will win and what it will cost.

At the core of commercial is expert assessment of individual risk, independent advice and placement. The market is dominated by independent brokers. Change any of those and the market dynamics change.

There will be migration of small to medium-sized enterprise business to direct sales. However, most research

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