Inside information
Under- and over-insurance for homes and their possessions is a problem easily solved by the experience of specialist insurance providers and advisers, says John Sims.
Are you content your clients' homes and possessions are adequatelyinsured? Setting the correct sums insured is a vital part of protecting
personal assets but is often overlooked or incorrectly approached. Many
homeowners are not aware of the average clause or the financial
implications of small-print clauses.
One of the most frequent complaints to the Insurance Ombudsman is the
under-payment of claim settlements due to under-insurance. Homeowners who
trust their insurer to pay out after a loss can
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