Adding insult to injury?

Changes in the law over the last couple of years have had a dramatic impact on the insurance industry. Personal injury insurers have been particularly affected, says Diane Smyth.

The last few years have seen an unprecedented amount of changes in
laws relating to insurance. Trevor Chamberlain, head of the insurance
division the lawyers' firm Beachcroft Wansborough, says: "I don't think
there's been a period within the last twenty years, which has hit the
insurance industry as much as the last two or three years."


Changes to the Ogden tables, the Woolf reforms and NHS clawback have all
affected the amount insurers have to pay out on a range of different
claims and the time in

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