Ian Ritchie.
How do you cope with a consolidating market and sudden rate increases? It's simple, remember you are running a business.
Do you remember the time, not so many years ago, when it used to besaid that people feared change?
Almost unnoticed, continuous change has become part of both business and
personal life for us all. Even Tottenham Hotspur have changed within a
very short time from a lacklustre outfit to a cup winning side!
Over the last year or so merger or takeover has erased among others, names
like Hibernian, L&E, GA, CU, Eagle Star and AGF from the map, as well as a
similar pattern in the broker community. This
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