Taking up the fight

The introduction of the Motor Insurance Database to help reduce the number of uninsured drivers is likely to change the way insurers and intermediaries do business. David Murray and Michael Lawrence take the bull by the horns and examine the key issues

The issue of uninsured drivers is one that affects the industry as a whole, with one in 20 people now driving uninsured in the UK. The Motor Insurance Database is viewed by both the industry and government as a potent weapon in the fight to rid the UK's roads of uninsured drivers. However, in the battle to achieve compliance, the changes required are having a profound effect on the way insurers and brokers do business.

From 20 January 2005, insurers have been required by law to provide full

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FSCS gives first insight on increasing levy to £394m

The Financial Services Compensation Scheme has indicated its levy for 2025/26 will rise to £394m from £265m this financial year as it cited having lower surpluses to carry forward and offset bills – a factor that has benefited brokers for two years in a row.

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