Survival of the fittest.

An insured with sound contingency plans will have a better chance of riding out the storm, should disaster strike. Formulating such a plan needs careful consideration, and maybe even outside help, says Martin Savage.

We live in an unpredictable world. No matter how effectively a
business protects itself through insurance, there are always some risks
that cannot be anticipated. It is important to know how to combat the
effects of an unexpected disaster, and business continuity management
(BCM) is an effective weapon in the fight against disruption.


BCM is about being aware of the risks that could affect a business and
making contingency plans and recovery procedures for all aspects of the
business. These