Floodgates have opened

Flood

Although the Government's pledge to bring forward its flood protection funding is good news, James Hillon explains why the actions of property developers could leave consumers and insurers in deep water

The cause of countless wet weeks in Wales and the curse of Cliff Richard at Wimbledon, the washout has been a regular feature of the British summer for years. In 2007, however, we were blighted with more than the customary drizzle. June was one of the wettest months on record, with rainfall more than double the average at 140 millimetres and with some areas getting a month's worth of rain in 24 hours.

The effect was devastating, with the Midlands, Gloucestershire, Worcestershire, South, West and

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