Product review: Heading towards a home run
Seaway Insurance Consultants' Chris Howell reviews Cavere's Residential & Contents Insurance product
Product: Cavere Residential Buildings & Contents Insurance
Underwriter: Ageas (with flood risks ceded to Flood Re)
Commission paid: Variable 0-30%
Coverage: UK
Minimum premium: £66
Excess: Standard excess - £100, subsidence - £1,000, leaking or freezing water & leaking oil - £350, flood - £250
Contact: Emma Stark – product manager
Key benefits
▶ Sum insured up to £1m for buildings and £100,000 for contents.
▶ Building repairs guaranteed.
▶ Cover for damage caused by emergency services
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