The distribution landscape
Phil Bayles looks at distribution to enquire what has led it to shift shape and asks what it will look like in the future
The UK broker market is probably the most sophisticated in the world. While insurance is distributed predominantly either directly or via banks in continental Europe, the UK customer is fortunate enough to have access to unrivalled intermediary expertise.
The period that insurance broking is going through now is pivotal in the history of the market and rumours of the independent broking sector's demise have been greatly exaggerated; the sector is in ruder health than many commentators anticipated
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