Notification provisions - Validate and be damned

Any confusion that existed over notification provisions was eradicated by two recent High Court cases. Julian Miller and Parminder Badhan explain the minutae

Notification provisions in claims-made policies allow insureds to inform their insurers of when they become aware of circumstances that might later give rise to a claim; subsequent claims arising from the changes notified are then covered by the policy. As the notification can be given by brokers on the insured's behalf, brokers play an important part in ensuring that the required notification is valid.

Two High Court cases, HLB Kidsons v. Lloyd's Underwriters (2007) and more recently, Kajima UK

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