Year in review: 2008

PB's editor and three senior insurance professionals give an overview of 2008, a year to be remembered, although unfortunately for the economy, mainly for the wrong reasons

JONATHAN DAVEY, DIRECTOR, SSP

At the beginning of the year, the global credit crunch and the threat of the worst recession since the 1930's were not on the agenda for broker managers. Although we had already witnessed the first run on a British bank for over 100 years, it was business as usual across the industry and the changes to capital gains tax rules in April led to a flurry of acquisitions in the first quarter.

However, as the financial crisis deepened, we have seen a significant slowdown

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