AIS - Moving on apace

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Katherine Brandon speaks to David Bard of Academy Insurance Services about his varied career and the struggles being faced in the personal motor market

Motor insurers are experiencing difficult conditions, with low premiums and expensive claims compounded by the bleak economic outlook to leave many personal motor players struggling.

Yet, Academy Insurance Services demonstrates that it is not all doom and gloom for personal lines brokers. Since its foundation in 1996 with a strong emphasis on private motor, David Bard has seen his company grow from £9m to £35m gross written premium.

Bard has not always been a broker. In 1992, after leaving

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