Insuring a good night out
Fights, drugs, alcohol abuse, trips and slips are all associated with nightclubs, but brokers and insurers need not be wary, writes Andrew Tjaardstra.
The smoking ban and the recession are having a large impact on the nation's 4,000 nightclubs (usefully defined as a place where there is a charge for entry, door staff, dance areas, alcohol and late opening). In addition, a change in fashion over the past five years has led to many of the country's superclubs shutting their doors for good and selling to property developers.
According to Rob Marsh, chief executive at Marsh & Co, which has a specialist wholesale facility for nightclubs, income
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