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Alan Johnston director Moreland Insurance

'Location, location, location' is a cliché, though an apt one to describe a core tenet of this Scottish regional broker's success, writes Andrew Tjaardstra.

Despite being located only 10 miles from Glasgow, Moreland Insurance is testament to how having a local presence can make a big difference. In January, a move from a business park on the outskirts of Hamilton to a town centre location not only gave this traditional Scottish commercial broker a high-street footing and fresh impetus but also its own building.

One of the first requirements made by the government when it bailed out RBS was to ensure that it would support lending to small businesses

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