Send in a specialist.

Brokers in the high net worth sector need to ensure their clients' homes are adequately insured. A specialist appraiser is crucial in the accurate assessment of the sum insured for both buildings and contents, says Bill Baker.

One of the main challenges faced by insurers competing in the
lucrative high net worth market sector is under-insurance. With
comprehensive all-risks, warranty-free cover on offer, it is imperative
that specialist insurers receive the correct premium for these high
exposures.


When insuring unique listed properties that often include outbuildings,
and personal possessions that can comprise extensive fine art collections
and expensive designer clothing, arriving at accurate sums insured is no
easy