On the list?
Under-insuring a listed property can lead to legal action, so a correct valuation is essential. Matthew Mullee says brokers must build up a specialised knowledge of the property and the specifics of its listed status.
Listed buildings are works of art, yet many homeowners, brokers andinsurance companies are unaware of the complexities involved in insuring
them properly. There are almost 500,000 listed buildings in England and
their owners have a responsibility to preserve and protect them for future
generations. In fact, the consequences of knowingly under-insuring a
listed building could involve legal action.
Initially, it is important to determine which parts of the building
contribute most to the building's
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