The next best thing.

Replacing damaged or stolen goods rather than making a cash settlement can be more cost effective, even if it means the insured gets a better model, Steve Banner explains.

If your Sony PlayStation 2 is stolen or destroyed, then McLarens
Toplis might struggle to replace it once your domestic insurance claim has
been validated. The just-released video games console is one of the
hottest consumer properties around.


There is every chance that head of replacement services John Keenan and
his team will track one down eventually, however. In the meantime, they
should be able to source all the other electrical products you may have
lost.


"We've got a database of 150,000 items