Creative drive.

Hall & Clarke has built a successful business by developing innovative, niche schemes says Shona Cronin.

Hall & Clarke was established in Harrow in 1966 as a high-street
broker trading in commercial lines, personal lines and financial
services.


However, the firm now equates its activities to that of a national broker,
with schemes throughout the UK.


The broker commands a premium income of £10m - an increase of £7m since
1987, when it moved into scheme business. Hall & Clarke's managing
director, David Earl, modestly attributes much of this success to the
long-serving chairman, Dudley Clarke.


Today, Hall

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