All kitted out.

Insurers specialising in kit car cover are providing only a select group of brokers with direct access to underwriters. This benefits both the insurer and the customer, says Andrew Newman.

An enquiry about insuring a Vauxhall Nova fitted with a Calibra
16-valve turbo engine would receive short shrift from a direct writer
harnessed to a telesales script. Even a non-specialist high street broker
might gulp with the addition of a Scorpion exhaust system, 17-inch alloy
wheels, and a re-chipped engine management system.


The one-off nature of kit-built and modified vehicles has always called
for specialist attention. A particular headache is the undeclared
modification, only revealed after

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