The lay of the land.

Changes to the law regarding liability for contaminated land means brokers will have their work cut out making sure both new and existing clients are adequately covered, writes Dr Norman Ellis.

Environmental insurance is a growing area for a number of different
reasons. Firstly, the law has changed regarding liability for contaminated
land. As from April 2001, a new contaminated land regime is being
implemented based on Part IIA of the Environmental Protection Act 1990.
This has increased the liability in relation to contaminated land,
spreading the burden from polluters to landowners and occupiers.


Ideally, the law holds responsible anyone who caused or knowingly
permitted the offending

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FSCS gives first insight on increasing levy to £394m

The Financial Services Compensation Scheme has indicated its levy for 2025/26 will rise to £394m from £265m this financial year as it cited having lower surpluses to carry forward and offset bills – a factor that has benefited brokers for two years in a row.

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