Safety measures.

Risk management is an area which is often overlooked by property owners but Ken Hills says brokers and insurers should help to remedy this by increasing awareness of potential hazards.

Encouraging property owners to participate in risk management is not
always easy. Many brokers will recall being told by clients that since a
property and the rental income it generates are insured, the potential
losses and liabilities are already covered. Why then, they wonder, should
they go to the trouble and expense of trying to reduce the workload of the
insurer's claims department?


The answer is that risk management brings a whole host of benefits, all of
which are cost effective and often