On reaching the first quarter.

As the British Insurance Brokers' Association reaches its 25th birthday, Jennifer Weller outlines how brokers should take advantage of it to cope in an ever-changing industry.

This month the British Insurance Brokers' Association is celebrating
its silver jubilee. It is very proud of this fact, especially as BIBA
started life as an amalgamation of various organisations.


It was founded in 1977 to represent the independent insurance broker. In
1988, following the introduction of the Financial Services Act, the
organisation extended its membership to include independent financial
advisers and became the British Insurance & Investment Brokers'
Association.


In 1994, the UK's

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