Rough and tumble.

Personal accident insurance is being sold through more and more non-broker outlets, although with many of these schemes, certain occupations and sporting activities are excluded. It is now time for brokers to fight back says Simon Threadgold.

Personal accident insurance started in the railway age, to protect
passengers travelling on the dangerous new steam trains. But the public
has become blase about the need for PA cover - it needs a fresh twist.


PA pays out a lump sum on accidental death, and a smaller sum for gruesome
injuries such as loss of limbs or eyes. There is also a lump sum for
permanent total disablement, and a weekly benefit for temporary total
disablement, lasting for up to 104 weeks.


The cover is often given free with

Only users who have a paid subscription or are part of a corporate subscription are able to print or copy content.

To access these options, along with all other subscription benefits, please contact info@insuranceage.co.uk.

You are currently unable to copy this content. Please contact info@insuranceage.co.uk to find out more.

Sorry, our subscription options are not loading right now

Please try again later. Get in touch with our customer services team if this issue persists.

New to Insurance Age? View our subscription options

Register

Sign up and gain access to five complimentary news articles every month.

Already have an account? Sign in here

Analysis: Is the era of offshore capacity over, or is it poised for a comeback?

High profile casualties such as Gibraltar-based Enterprise Insurance Company (2016), and Danish providers Alpha (2018) and Gefion (2021) meant offshore capacity came under scrutiny at the end of the last decade. Today there appears to be less noise about similar players which begs the question are these overseas carriers no longer a factor? Or are they on the comeback trail? Saxon East investigate

Most read articles loading...

You need to sign in to use this feature. If you don’t have an Insurance Age account, please register now.

Sign in
You are currently on corporate access.

To use this feature you will need an individual account. If you have one already please sign in.

Sign in.

Alternatively you can request an indvidual account here: