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Editor's comment - January 2011

Here we go again. Another year, another set of woes. The economy has only improved slightly, premium rates still show no sign of real hardening and insurers still seem hell bent on self-sacrifice in the name of growth. I feel for you brokers, I really do…

Reportage - Defining schemes: Spoilt for choice

Coming in such a vast array of shapes and forms, it is difficult to define what schemes actually are. Tony Bloomer argues their ambiguity enables flexibility and innovation and, ultimately, opportunity for the industry.

Legal expenses: Referral fee free?

Martin Friel looks to the future and imagines a legal expenses market where referral fees no longer exist. What would this mean for brokers and how would the sector adapt to accommodate this change?

Reportage - Online schemes: Choosing channels

How does e-trading apply to schemes? Edward Murray explores whether the returns are worth the time and money brokers invest in putting schemes online or if they sell better off the back of face-to-face relationships.

Agenda: Hopes for the New Year

Ten years have passed since the dawn of the new millennium. The predictions of economic meltdown because of the millennium bug were false but we have seen crises that have had enormous impact on the global economy: 9/11, the crash of the dot-com bubble…

Interview: In perfect focus

With sharp intelligence, good humour and unique perspective, industry consultant Clare Ryder shares her thoughts with Martin Friel about where the market has been and where it needs to go next.

Power hour: Feeling the benefit?

It is hoped that a change in the Government's position regarding benefits may open up opportunities for PMI. This month's discussion covers the expansion of cash plans, the role of trade bodies and the normally taboo subject of claims data sharing. Liz…

Axa unveils senior personal lines team

Axa has revealed the senior management structure for its newly created personal lines operation, which now combines all its intermediated, partnerships and direct businesses, including Swiftcover.

News review: November 2010

IAG UK-owned broker Barnett & Barnett almost doubled its size to £50m gross written premium, with a move for a controlling stake in Bromley-based commercial and personal lines specialist NBJ.

Referral fee income to stay

Legal experts have predicted that referral fees in personal injury cases will continue to exist in some form even if the Government decides to implement an outright ban on their use.

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