Commercial

Structural change.

Over the last few years, professional indemnity for the engineering sector has been a difficult class to write, however, the signs are that rates are stabilising and are even set to rise. Simon Threadgold finds out why.

Domestic difficulties.

Home assistance was originally introduced as an add-on to bolster home insurance sales, but it is now an integral part of buildings and contents policies, says Shona Cronin.

Homefront.

While advances in technology mean that more people are now working from home, the market for homeworking insurance is still quite limited. Shona Cronin explains.

Sparking off a dream scheme.

The IT revolution has opened up a wide range of opportunities for schemes business, which can prove very fruitful for the resourceful broker, says Ken Elms.

Surveying the risks.

The levels of risk involved in chartered surveying are unpredictable and so it pays for insurers to be cautious when underwriting professional indemnity, says Simon Threadgold.

Contractual challenge.

The proposed Contracts Bill will have repercussions throughout the insurance industry. Some sectors, such as construction, are set to benefit, say Charlotte Capstick and David Wilkinson.

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