Insurer

Editor's comment - January 2011

Here we go again. Another year, another set of woes. The economy has only improved slightly, premium rates still show no sign of real hardening and insurers still seem hell bent on self-sacrifice in the name of growth. I feel for you brokers, I really do…

Reportage - Defining schemes: Spoilt for choice

Coming in such a vast array of shapes and forms, it is difficult to define what schemes actually are. Tony Bloomer argues their ambiguity enables flexibility and innovation and, ultimately, opportunity for the industry.

Reportage - Scheme innovation: Creative sparks

Has the financial crisis forced insurers to become more imaginative with new products and schemes or are they following where brokers lead? Louise Phillips investigates the catalyst for recent innovation in the market.

Reportage - Online schemes: Choosing channels

How does e-trading apply to schemes? Edward Murray explores whether the returns are worth the time and money brokers invest in putting schemes online or if they sell better off the back of face-to-face relationships.

Agenda: Hopes for the New Year

Ten years have passed since the dawn of the new millennium. The predictions of economic meltdown because of the millennium bug were false but we have seen crises that have had enormous impact on the global economy: 9/11, the crash of the dot-com bubble…

Interview: In perfect focus

With sharp intelligence, good humour and unique perspective, industry consultant Clare Ryder shares her thoughts with Martin Friel about where the market has been and where it needs to go next.

Power hour: Feeling the benefit?

It is hoped that a change in the Government's position regarding benefits may open up opportunities for PMI. This month's discussion covers the expansion of cash plans, the role of trade bodies and the normally taboo subject of claims data sharing. Liz…

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