Personal

A long haul to recovery.

The hardening of rates in the marine cargo sector looks set to be a slow process. Shona Cronin analyses the most significant changes in this specialist market.

Windows on the world.

The future for broker software is Windows compatibility. Brokerages and software houses ignore this trend at their peril, says Steve Banner.

Creative drive.

Hall & Clarke has built a successful business by developing innovative, niche schemes says Shona Cronin.

Driving force.

Despite a drop in the number of syndicates, the Lloyd's motor market is still a force to be reckoned with, says Andrew Newman.

Cashing in on credit.

Convenient, quick and potentially very profitable, premium finance is figuring increasingly prominently in brokers' dealings, Steve Banner reports.

Unroadworthy cars.

Highway Motor Policies has expressed concern that the number of unroadworthy vehicles in the UK is s...

Travelling companions.

The recent MMC ruling on travel insurance has made little difference to the market and customers know it is still worth shopping around for cover, says Simon Threadgold.

Rarefied risks.

Standard insurers are now taking an interest in the non-standard market using a combin-ation of referral and on-screen quotes, but how feasible is automation of this sector, asks Andrew Newman.

Out of the fast lane.

As the future for State incapacity benefit looks increasingly uncertain, the need for people to make their own provisions in case of long-term absence from work is vital. Tim Collison looks at the income protection policies on the market.

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