Personal

Cashing in on credit.

Convenient, quick and potentially very profitable, premium finance is figuring increasingly prominently in brokers' dealings, Steve Banner reports.

Unroadworthy cars.

Highway Motor Policies has expressed concern that the number of unroadworthy vehicles in the UK is s...

Travelling companions.

The recent MMC ruling on travel insurance has made little difference to the market and customers know it is still worth shopping around for cover, says Simon Threadgold.

Rarefied risks.

Standard insurers are now taking an interest in the non-standard market using a combin-ation of referral and on-screen quotes, but how feasible is automation of this sector, asks Andrew Newman.

Out of the fast lane.

As the future for State incapacity benefit looks increasingly uncertain, the need for people to make their own provisions in case of long-term absence from work is vital. Tim Collison looks at the income protection policies on the market.

Terry Wellard.

Everything is changing at Lloyd's. From July 2000, the mandatory guarantee will go. My company has already prepared for this.

Derek McLaughlan.

Employers' liability is currently proving to be a difficult class to write profitably. Insurers must stand firm and resist the temptation to cut rates in order to gain business.

Sickness and wealth.

There are now generous alternatives to traditional pension schemes for clients forced to retire early through ill health, says Keith Sankey.

Ian Ritchie.

How do you cope with a consolidating market and sudden rate increases? It's simple, remember you are running a business.

David Bevan - Bevan-sent.

In his new role as deputy general manager of St Paul, David Bevan is aiming to continue the company's growth - through acquisitions and targeting difficult sectors of the market. Shona Cronin reports.

Fine Art - In the picture.

An upsurge in art collecting among young City types has given a boost to the art insurance market. Insurers are competing on new features to boost their traditional policies, says Shona Cronin.

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